Wall Street Roundup: The more things change. Banks play tough.

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Gold: Trading now at $1,335 per ounce, unchanged from Wednesday. Dow Jones industrial average: Trading now at 11,999.36, up 0.1% from Wednesday.

The more things change. As the financial crisis commission -- or some members of it -- present their report, a look at how little has changed in the world of too-big-to-fail banks.

Digging into Goldman. The crisis commission’s report uncovers a number of unflattering details about Goldman Sachs, including the bank’s incredible profit from derivatives during the crisis and the way it gained from the AIG bailout.

Banks play tough. With states and municipalities facing budgetary difficulties, the banks are playing hardball in refinancing talks.

--Nathaniel Popper in New York