Morning Money Links: FHA tightens loan rules; Buffett hates Obama’s bank tax; sovereign bond default jitters rise

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--- FHA tightens lending standards: The Federal Housing Administration, as expected, said it would raise credit-score requirements for borrowers hoping to qualify for a standard 3.5% down payment. The agency also is raising the required upfront insurance premium payment. The details are here.

--- Warren Buffett lashes out at Obama’s bank fee proposal: The billionaire, a major shareholder of Goldman Sachs Group and Wells Fargo & Co., says the administration’s “financial crisis responsibility fee” is about “trying to punish people,” and that “most of the banks didn’t need to be saved” by the government’s TARP program.--- Are governments the next deadbeats? The potential for sovereign bond defaults tops the list of the World Economic Forum’s worries for 2010. The Greeks aren’t making anyone feel better about sovereign debt today, either.

--- Conan O’Brien, federal bailout beneficiary: Rolfe Winkler makes the case, sort of.

-- Tom Petruno